Finance Information
How much home can you afford? Use our finance center to learn about your loan options below. There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today:
Hard Money Loans
These loans generally carry a higher interest rate, but are usually best utilized when financing is needed in a hurry or property condition warrants the use of a non-conforming loan product. These loans can be very affordable when you factor in the opportunity that could be lost by trying to obtain conventioanl financing.
No Income Verification Loans
These loans will work when there is ample time to obtain financing, usually 3-4 weeks. They work for self-employed investors and others who have a difficult time documenting income history, this loan may be for you. Programs exist for up to 90% financing. These loans carry a slightly higher interest rate, but generally speaking, the more information you can document, the lower the interest rate. There are certain liquidity requirements typically associated with this type of program. Even so, it is one of the easiest programs for many buyers today!
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